Bonsai Money Tree 101: Growing and Caring for This Plant

You can attract money in your life in many ways. You could, for instance, have a positive attitude, visualize money, focus on abundance and manage your finances wisely.

Some people, on the other hand, turn to indoor plants in the hopes of attracting wealth and prosperity, as well as making their homes a great place to live. One of these plants is the bonsai money tree. If you believe in feng shui and have a green thumb, this plant may be ideal for your home.

What is a Bonsai Money Tree?

Source: Pinterest

The bonsai money tree is a plant that many consider as a symbol of prosperity and good fortune for those who own one. They’re highly popular with feng shui practitioners, as they usually sprout five leaves on each stem — with five being an important number in the feng shui world (more on this later).

This money tree has a great reputation for being one of the easiest trees to grow and take care of indoors. People grow this tree to add some green in homes, as well as offices, restaurants, lobbies and other public spaces.

The bonsai money tree comes in many names. Many stores market them as a money tree, a feng shui money tree, a braided money tree and a money plant.

This indoor plant can grow up to eight feet high. If you want, though, you could get an “outdoor” money tree, which can grow up to 60 feet high.

Feng Shui and Symbolism of the Bonsai Money Tree

A legend exists behind the cultivation of the bonsai money tree.

The story tells of a man who was down on his luck. He prayed for prosperity. Soon enough, he found a money tree and brought the plant home. He realized that he could cultivate many more trees from the plant’s seeds. He then made a business selling this plant to others. That’s how he became prosperous.

Some varieties of the money tree have a braided trunk that many say can trap fortune within its folds. The five leaves usually present on a stalk represent the five elements of balance: metal, wind, water, fire and earth.

Coming across a bonsai money tree with seven stalks is like hitting the jackpot — it’s incredibly rare and said to bring immense prosperity to the owner.

How to Plant and Grow a Bonsai Money Tree

You can grow a bonsai money tree by purchasing cuttings or seeds. The ideal types of cuttings that you can use to propagate this plant are semi-hardwood cuttings from the tips. They’re easy to root in nearly any medium. What’s more, you can root them in water.

When talking about soil, you can plant a bonsai money tree in a variety of different soil types. They flourish, however, in loamy, peaty and well-draining soils. When growing a money tree indoors, make sure that you choose a well-draining container.

How to Take Care of a Bonsai Money Tree

Although a bonsai money tree is difficult to maintain, you still need to follow specific plant care guidelines to make sure that the tree thrives properly.

Here are a few guidelines when taking care of this particular money tree:


Feed the bonsai money tree with a well-balanced, water-soluble plant food at half the recommended strength. Do this once a month in the summer and spring when it’s producing new leaves. Take note that you don’t need to use fertilizer during wintertime when plant growth naturally slows.


Money trees prefer infrequent but deep watering. Water the plant when 50 to 75 percent of the soil is dry. Remember to discard any excess water accumulated from the saucer. You can prevent root rot by making sure that the bonsai money tree is never standing in water.


Position the indoor plant in bright indirect or medium sunlight. If the sun isn’t out, don’t fret. The bonsai money tree can adapt to low and fluorescent lights.


Bonsai money trees need high humidity, so make sure that you use a pebble tray (pictured) or a humidifier. Source: Pinterest

Money trees prefer a bit of extra humidity. So, make sure that you bump up the humidity during wintertime with a humidifier or a pebble tray. Regular misting year-round is also highly encouraged.

Diseases and Pests

Pests and diseases hardly attack vigorous bonsai money trees. If your indoor plant suffers from dry air, mealy bugs or spider mites can bother it. If this is the case, use a humidifier to improve the condition of the money tree and use appropriate pesticides.

Repotting a Bonsai Money Tree

You’ll need to repot your bonsai money tree to keep it healthy. Repotting is an easy process. Just pick a pot with drainage holes and has a size that’s slightly larger than the root ball. Don’t make the container too big, as it will hold more water than necessary and lead to root rot.

Then, choose a potting mix containing vermiculite, pine bark and peat. Remember to fertilize the plant once a month.

If you have no space left in your mini garden but still want to add a plant to your home, grow a bonsai money tree. Although this tree won’t literally produce money, it can attract prosperity (if you believe in feng shui) and beautify your home interior.


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